For mortgage buyers, the typical down payment is: 20–25% for UAE residents and 30–40% for non-residents
In addition, buyers must budget around 7–8% of the property price for total transaction costs, including the 4% Dubai Land Department (DLD) fee, registration fees and agency costs.

The minimum investment to buy property in Dubai depends on the location and property type. While entry-level apartments in some areas can start from approximately AED 500,000, premium developments are priced higher. At Wasl, freehold properties in communities such as One B Tower and 1 Residences start from approximately AED 3,932,000, offering high-quality living in prime locations.

Yes, foreigners can apply for a mortgage in Dubai, subject to eligibility criteria set by UAE banks. Approval depends on factors such as income, credit history, residency status and property value. Non-residents are also eligible, although loan-to-value ratios may be lower compared to UAE residents.

Additional costs typically include the Dubai Land Department (DLD) transfer fee of 4% of the property value, registration fees, agency fees (if applicable) and mortgage-related costs if financing is used.
Buyers should generally budget around 7–8% of the property price to cover all transaction-related expenses.

Yes, Wasl offers flexible payment plans, especially for off-plan properties. These plans typically allow buyers to pay in instalments during construction and sometimes after handover, making property ownership more accessible.

With Wasl, you can explore a range of freehold properties, including modern apartments, spacious family homes and lands for sale across well-established communities in Dubai, offering options suited to both homeowners and investors.