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UAE Golden Visa for Property Investors

Summary:

To qualify for the 10-year UAE Golden Visa for property investment, a property worth at least AED 2 million must be purchased, either as a single off-plan property or a mortgaged one.

This visa provides long-term residency, financial benefits and the freedom to live and invest in Dubai without the need for a local sponsor.

Table of Contents

  • Summary
  • What Is A UAE Golden Visa for property investors and how to get it?
  • UAE Golden Visa Benefits
  • Process and Fees
  • Visa Application Requirements
  • Other Visa Options
  • How to Get a Dubai Property Visa with Wasl
  • Conclusion

What Is A UAE Golden Visa for property investors and how to get it?

The UAE Golden Visa was introduced in 2019 to attract global talent, investors and entrepreneurs who want to make the UAE their long-term base.

For property investors, it’s pretty straightforward: if you own a real estate property in Dubai worth AED 2 million or more, you qualify for a 10-year renewable visa.

It can be one property or a portfolio, off-plan or completed, and even mortgaged, so long as you've paid AED 2M of the loan to the bank. 

And the best part is that you don’t need to be living in the UAE full-time to keep it. Even if you're based abroad, your residency remains valid.

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UAE Golden Visa Benefits

Golden Visa holders enjoy long-term 10-year residency, full business ownership, family sponsorship, zero income tax, access to premium healthcare and education, and freedom to live and travel in and out of the UAE without a local sponsor.

  • Long-term residency: 10-year visa with easy renewals
  • Family sponsorship: Bring your spouse, kids, parents and even maid under one application
  • Tax advantages: No personal income tax, no capital gains tax
  • Access to UAE banking services: Enjoy tax-free banking and better financial flexibility
  • Global mobility: Travel in and out of the UAE without worrying about visa status
  • Access to services: Premium healthcare and top schools in the UAE
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Process and Fees

The application process is simple:

  • Submit your interest on the ICA (Federal Authority for Identity and Citizenship) website
  • Choose the category “Golden Residence – New Request” under Investor
  • Fill in your details and upload your UID number
  • Wait for nomination approval (within 30 days)
  • Submit supporting documents and complete your medical, biometric, and Emirates ID registration

UAE Golden Visa Fee is AED 9,884.75 with an average processing time of a few weeks to about one month, allowing applicants to secure long-term residency and enjoy the benefits of living, working, and investing in the UAE without needing a local sponsor (subject to government updates)

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Visa Application Requirements

To apply for the UAE Golden Visa through property investment, applicants must meet specific property and personal documentation requirements. These criteria ensure that the investment is valid and that all necessary personal details are verified, helping to streamline the application process and increase the likelihood of approval.

Property Requirements:

  • Property value must be at least AED 2 million.
  • Mortgaged properties are acceptable if at least AED 2 million has been paid to the bank.
  • Off-plan properties from approved local developers are allowed, provided the total value meets AED 2 million.
  • Ownership must be in your name; joint ownership is accepted if each individual’s share meets the AED 2 million threshold.

Property must be retained for at least two years from the visa issuance date.
Provide a property status certificate from the Dubai Land Department or equivalent authority.
 

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Personal Documents required:

  • Clear passport copy with at least 6 months validity.
  • One recent passport-size photo (white background, taken within the last 3 months).
  • Copy of UAE visa (if available).
  • Valid health insurance from UAE or home country.
  • Bank statement for the last six months.

Note: The Federal Authority for Identity and Citizenship may request additional documents after submission.

Other Visa Options

In addition to the standard 10-year Golden Visa, property investors in the UAE have alternative residency options depending on the value of their investment and their long-term plans:

  • 5 Year Golden Visa: Available for investors who meet a slightly lower property investment threshold than the 10-year Golden Visa. Offers medium-term residency with renewable benefits, including the ability to sponsor family members.
  • 2 Year Property Investor Visa: Designed for investors with properties valued below the Golden Visa threshold. Provides flexibility with renewable residency for two years.
  • Standard Investor Visa: Typically valid for three years and renewable, suitable for smaller property or business investments.

Retirement Visa: Available for investors aged 55 and above, with property ownership forming part of the eligibility criteria.

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How to Get a Dubai Property Visa with Wasl

Wasl makes the process of getting a Golden Visa through real estate smooth and reliable.

When you invest in a Wasl property worth AED 2 million or more, you become eligible to apply for the Golden Visa. Whether you’re buying one of our ready homes or freehold properties, you’ll be supported by a trusted developer with decades of expertise in Dubai’s real estate market.

We’ll help you at every step, from selecting the right unit to submitting your application. Our customer support team is available 24/7 and our e-services platform handles leasing, contract renewals, and maintenance requests under one roof.

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Fact Box

In 2025, the UAE Golden Visa is increasingly targeting AI, climate tech and innovation professionals, not just investors. The program has added five new categories, including educators, digital creators and e‑sports professionals, reflecting a shift from capital attraction to value creation through talent. Applications from skilled sectors such as AI, cloud and IoT are rising sharply, positioning the UAE as a hub for future-focused global talent. [Golden Visa News]

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Conclusion

The UAE Golden Visa offers 10-year residency, financial benefits and family sponsorship for property investors. Wasl makes the application process seamless, from property selection to submission. So what are you waiting for?  Secure your Golden Visa to live, work and invest in Dubai real estate market with ease.

FAQs

  • How much property value is required for a Golden Visa in Dubai?

    You need to invest in property worth at least AED 2 million. This can be a single property or a portfolio, ready or off-plan, and even mortgaged, as long as AED 2 million has been paid to the bank.

  • What are the cons of a UAE Golden Visa?

    While it offers many benefits, the Golden Visa does not lead to citizenship. Also, healthcare and education access come at a cost, and visa holders still need to maintain their property investment and meet ongoing residency compliance.

  • Are investor visas valid for working in Dubai?

    Yes. Golden Visa holders are allowed to work, start a business, or freelance in the UAE without needing a local sponsor or employer.

  • Who is eligible for a UAE Golden Visa?

    Eligibility includes investors, entrepreneurs, specialized professionals, scientists and property owners who meet criteria like owning real estate valued at AED 2 million or more and passing health and background checks.

  • How much does the Golden Visa cost in UAE?

    The full cost of the 10-year Golden Visa is approximately AED 9,884.75, including government fees, medical tests, Emirates ID registration and VAT. Prices may vary depending on application type and updates from authorities.

  • Can I apply for a Golden Visa if I’m not living in the UAE?

    Yes. You can apply for the UAE Golden Visa even if you are currently living outside the country. Once your application is approved, you can convert it into a residency permit, allowing you to live, work and invest in the UAE.

  • Can my family be included?

    Yes. The UAE Golden Visa allows you to sponsor your immediate family members, including your spouse and children. In some cases, parents may also be eligible to be included, giving your family the opportunity to live and benefit from the advantages of long-term residency in the UAE.

  • What if my property is mortgaged?

    You’re still eligible for the Golden Visa even if your property is mortgaged, provided that at least AED 2 million has been paid to the bank. This ensures that your investment meets the minimum requirement while allowing you to benefit from residency status.

  • Does the Golden Visa lead to UAE citizenship?

    No. The Golden Visa provides long-term residency in the UAE but does not grant citizenship. It allows holders to live, work and invest in the country, but UAE nationality is not automatically conferred.

  • Can I rent out my investment property?

    Yes. Holding a Golden Visa does not restrict your ability to earn rental income. You can rent out your investment property and generate revenue while enjoying the benefits of long-term residency in the UAE.