Over the past decade, Dubai has seen a 102% increase in millionaires, making it one of the world’s fastest-growing wealth hubs. A growing number of these HNWIs are Chinese, drawn to Dubai’s luxury real estate, stable economy, and global connectivity.

If you’re a Chinese investor looking to buy property in Dubai, this guide breaks down everything you need to know, from legal requirements to choosing the right neighborhood.

Can Chinese Nationals Buy Property in Dubai?

Yes, absolutely. 
Chinese citizens are free to buy property in Dubai, especially in designated freehold areas for foreigners. Under Law No. 7 of 2006, foreign investors enjoy 100% ownership in these zones, with transparent title deeds registered via the Dubai Land Department (DLD) and oversight from RERA.

Key Factors Attracting Chinese Property Buyers

Dubai’s appeal goes far beyond glittering skylines and luxurious villas. It’s a combination of policy, potential, and prestige that continues to resonate with international investors; especially, from China: 

•  Investor-Friendly Laws

  Full foreign ownership in designated freehold properties for foreigners and zero property tax.

   

• Safe Asset Destination

  Dubai offers a secure, regulated, and transparent real estate market, making it a preferred choice for capital preservation.

   

• Golden Visa for Chinese buyers

  A property purchase of AED 2 million or more qualifies buyers for a 10-year residency, ideal for families, entrepreneurs, and long-term investors.

   

• Exceptional Education

  According to PISA, Dubai’s private schools now rank in the global top 14 across all subjects, ninth in math, 13th in reading, and 14th in science, reflecting world-class educational standards.

  Did you know? The Chinese community in Dubai is made up of 250,000 people, including more than 1,000 school and university students, reinforcing the city’s growing appeal for families and long-term residency

   

• Strong Investment Momentum

  In 2024, Chinese property buyers in Dubai accounted for 8% of all foreign investment, surging to 14% of the residential market share by early 2025. Buyer inquiries from Chinese nationals rose 28% year-over-year in Q1 2025, signaling growing interest in both off-plan properties for Chinese investors and completed homes

Whether you're investing for rental income, lifestyle, education, or long-term migration, Dubai offers a compelling, future-ready real estate ecosystem.

4 Benefits of Investing in Dubai as a Chinese Buyer

Dubai real estate comes with a host of investor advantages. Here are some that matter most to Chinese buyers today.

• 1. Escrow-Backed Transactions

  All off-plan purchases are protected under the Dubai Land Department’s escrow law, ensuring your funds are only released to developers upon project completion

   

• 2. High Rental Yields And Roi

  Certain freehold zones offer gross rental yields between 6–8%, far outperforming comparable global cities.

   

• 3. Cultural Familiarity

  With Mandarin-speaking private schools, Chinese business councils, and retail hubs like Dragon Mart, Dubai fosters an environment where Chinese investors feel at home.

   

• 4. Flexible Entry Points

  From ready-to-move-in units to off-plan projects with staggered payments, Dubai's real estate caters to both seasoned and first-time Chinese investors.

Buying Process and Key Requirements for Chinese Investors

Buying real estate in Dubai is a smooth and transparent process, even if you're based in your home country. Here’s what you need to know about the Dubai property legal requirements for Chinese buyers:

Step-by-Step Guide

1. Choose the Right Property

Browse ready or off-plan properties available to Chinese investors in freehold zones. You can do this through a trusted developer like Wasl or via a licensed Dubai Land Department (DLD) agent.

2. Pay the Reservation Deposit

Once you’ve selected a unit, a booking deposit (usually 5–10% of the property value) is required to reserve it.

3. Sign the Sale and Purchase Agreement (SPA)

This legally binding document outlines the terms of the sale, payment schedule, and project details (if off-plan). Always ensure this is reviewed by legal counsel if you're unfamiliar with UAE contracts.

4. Transfer Funds and Register with DLD

Payments can be made through international transfers or UAE accounts. You’ll also pay the 4% DLD transfer fee, along with any developer or admin fees. After this, the property is officially registered in your name.

Required Documents

To buy property in Dubai, you’ll need:

• A Valid Chinese passport (with Arabic translation)
• Proof of funds (6+ months bank statements)
• A signed Memorandum of Understanding (MOU) or SPA
• Income statements and credit history (for mortgages)
• Notarized wealth source declaration
• DLD purchase permit if you’re using a mortgage

Depending on the Dubai property legal requirements for Chinese, process steps may include remote notarization and digital banking options.

Top Dubai Neighborhoods for Chinese Property Buyers

Chinese investors often favor Downtown Dubai, Dubai Marina, Palm Jumeirah, or Emirates Hills for high-end value; JVC and Dubai South for affordability and growth potential.

Investment Opportunities: Ready vs. Off-Plan Properties in Dubai

Dubai’s property market offers two main routes for Chinese investors: ready properties and off-plan properties. Each comes with distinct advantages depending on your goals, whether it’s immediate rental income or long-term capital growth.

Ready Properties: Fast Returns & Certainty

What They Are:

Completed units available for immediate occupancy or rental.

Key Benefits:

• Immediate Rental Income:
  Start earning as soon as you acquire the property, ideal for passive investors looking for a second source of income.
• No Construction Delays:
  Avoid risks tied to construction timelines, market shifts, or developer delays.
• Ideal for End-Users:
  Great option for families moving to Dubai for work, education, or lifestyle, as you can move in right away.

Off-Plan Properties: Lower Entry, Higher Growth

What They Are:

Properties still under construction, bought directly from the developer before completion.

Key Benefits:

• Lower Purchase Price:
  Off-plan units are usually 10–30% cheaper than ready properties, especially in early launch phases.
• Flexible Payment Plans:
  Many developers offer post-handover or interest-free plans (e.g., 10/90, 60/40), ideal for international investors.
• Capital Appreciation Potential:
  Prices typically increase as projects near completion, giving early buyers a competitive advantage.

Buying Property from China: Step-by-Step

1.  Explore Options

   Browse listings online or via a trusted developer like Wasl, which offers both ready and off-plan units.

    

2. Select Your Property

   Choose based on your budget, usage intent (rental, lifestyle, holiday home), and future goals.

    

3. Reserve the Unit

   Typically, a 5%–10% deposit is required to lock the unit.

    

4. Sign the SPA (Sales Purchase Agreement)

   This contract outlines the full terms of the deal in case you’re opting for an off-plan property.

    

5. Transfer Funds

   Via international bank transfer or UAE account.

    

6. Register & Receive Your Title Deed

   Once DLD fees are paid, you’ll receive your official ownership deed.

Why Now Is the Time to Buy

Dubai’s residential market is booming. Supply of prime units is tightening, while demand continues to grow, especially from Chinese and other international buyers.
Dubai’s global connectivity, booming population, and strong Chinese community make it an unbeatable investment destination.

Want help choosing the right property in Dubai?
Explore Wasl’s latest collection of freehold homes, designed for buyers just like you.

FAQs

Is financing available for Chinese investors?

Yes. Non-resident Chinese investors can access mortgages from select UAE banks, often between 25%-50% of the property value.

What taxes or fees will I need to pay?

You’ll pay a 4% Dubai Land Department transfer fee, plus admin and service charges ranging from AED 5,000–10,000 annually.

What types of properties can Chinese investors purchase in Dubai?

Chinese buyers can own freehold apartments, villas, off-plan units, and commercial spaces in approved areas.

Can purchasing property in Dubai help Chinese investors obtain a residency visa?

Yes, investing AED 2M+ qualifies Chinese buyers for a 10-year UAE Golden Visa with family sponsorship.

Can Chinese investors sell their Dubai property at any time?

Yes, freehold property can be resold anytime, subject to clearing dues and completing DLD transfer.

Can Chinese buyers open a bank account in Dubai to facilitate property transactions?

Yes, most UAE banks allow Chinese buyers to open non-resident accounts for secure property payments.